Your Local, Low Cost
VA Lender
Helping veterans throughout the State of Michigan
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VA Purchase Loans
Standard VA purchase loans which require no down payment and have no PMI. They also carry lower interest rates than conventional loans.
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VA Refinance Loans
Streamlined refinances are VA loans to VA loans without increasing loan amount. This is to reduce interest rate. No appraisal and no income/asset needed to qualify. Cash-out VA loans are also available up to 100% equity.
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VA Construction Loans
VA loans are available to build a new home up to 100% of appraised value. No mortgage insurance and low VA rates apply.
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VA Renovation Loans
VA Renovation loans are available to finance purchase or refinance transactions and roll in repairs and/or improvements up to 100% of improved appraised value. No mortgage insurance and low VA rates apply.
Legal Disclosure*: 30 year fixed rate VA loan- Interest rate 6.25% APR is 6.27%. Loan amount of $250,000 with no points and no junk fees. Assumes exempt from VA funding fee. Monthly principal and interest payment is $1,539.29 and you will also pay 1/12 of property taxes and homeowners insurance with the monthly payment. Assumes 100% loan to value (0% down payment). VA loans are only available to qualifying veterans and their surviving spouses. (As of 01/09/2024. Rates subject to change.)